Resources

During a real estate transaction, you as a buyer or a seller, may need to provide information to keep the process moving toward closing. The following documents are available for your convenience.


Contract to Close Steps

1. Buyer Loves House! The Borrower Gets Pre-Approved.

The contract is signed and dated by both parties, earnest money is deposited and the contract is sent to both Stonegate Title and the Lender.

2. Stonegate Title Begins the Title and Escrow Process

  1. Intro Documents Sent to Buyer/Seller

  2. Stonegate Orders Search

  3. Title Officer Examines Search to Determine Insurability

  4. Commitment & Pre-CD Sent to Lender

  5. Release of Liens, Deed Ordered, Survey Ordered

  6. Pay Off Figures Ordered, Give Reports/Invoices to Stonegate Title

3. Lender Begins Underwriting

  1. Verification of: Employment, Bank Deposits, Credit Check

  2. Appraisal Ordered to Confirm Property Value

  3. Underwriting Completed and Loan Approved

  4. Lender Gives Clear to Close to Stonegate Title

4. Stonegate Title & Lender Confirms Figures for Closing Disclosure

  1. Stonegate Title Schedules Buyer & Seller to Sign Closing Documents

  2. Lender Sends Closing Disclosure to Buyer *3 Days Before Signing

  3. Stonegate Gives Final Figures and Wiring Instructions to Buyer

  4. Lender Sends Closing Package to Stonegate Title

  5. Closing Documents Signed by Buyer & Seller

  6. Signed Docs Sent to Lender for Final Approval

  7. Title Updated to Ensure No New Liens Have Filed

  8. Lender Approves and Sends Funds to Stonegate Title

  9. Signed Deed & Mortgage Taken to County Courthouse to be Filed

  10. Stonegate Disburses Funds

5. Congratulations! It’s Moving Day!

View and Download the Contract to Close PDF

Download HERE

Additional Forms to Download

Buyer Resources

Buyer Authorization Form
Download PDF Form

Seller Resources

Seller Authorization Form
Download PDF Form

Have questions?
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